Public Adjuster in Delray Beach, Florida

Whatever caused the loss at your Delray Beach property, we document it correctly the first time and present a claim the insurer can't lowball.

Delray's charm is its old bones: 1920s-50s cottages in Del-Ida Park, Lake Ida and the neighborhoods around Atlantic Avenue, many with historic designations that raise repair standards and costs. Carriers estimate these homes like generic builds; the city's historic-preservation requirements say otherwise, and those requirements belong in the settlement.

The beach corridor's condos fight association/HO-6 boundary battles with salt-air arguments on top, while the western 55+ communities (Kings Point, Villages of Oriole) face the same aging-building and special-assessment wave as the rest of south Palm Beach County. Three property types, three playbooks - one local team that runs all three.

My historic-district cottage needs period-appropriate repairs. Will insurance pay for that?

When historic-preservation rules require specific materials and methods, that's the legal cost of repair and it's claimable. We document the district requirements and price accordingly - not at Home Depot rates.

My Kings Point condo association is slow-walking a building claim. What can I do myself?

File your own HO-6 claim for interior damage, contents, loss-of-use and any assessment - none of which depend on the association's timeline. We keep your claim moving regardless of theirs.

A storm damaged my landscaping and old growth trees. Any coverage?

Homeowner policies typically cap tree/shrub coverage (often $500 per item up to 5% of dwelling limits) and only for specific perils. It's limited but real - we include it when it applies.