Public Adjuster in Boynton Beach, Florida

Whatever caused the loss at your Boynton Beach property, we document it correctly the first time and present a claim the insurer can't lowball.

Boynton Beach's west side is stacked with active-adult and country-club communities - Hunters Run, Leisureville, Aberdeen - whose 1970s-90s buildings are hitting the age where plumbing risers, roofs and electrical fail in clusters. Owners face the double hit of a personal claim and a special assessment; both can be claimable, and most owners only pursue one.

Closer to the Intracoastal, older single-family neighborhoods and the redeveloping downtown face classic coastal-Palm-Beach exposure: wind, surge and water intrusion. Boynton also sits in the corridor that took serious damage in the 2004-05 seasons (Frances, Jeanne, Wilma) - many roofs "repaired" then are failing now, and carriers try to pin today's damage on yesterday's storms to escape both.

The carrier says my damage is from an old 2005 hurricane, not the recent storm. Can they?

They can argue it; they can't just assert it. New storm damage is covered even on a previously damaged roof, and prior-repair records plus current forensics separate old from new. This "prior loss" defense collapses surprisingly often under real evidence.

My community's buildings were assessed for roof replacement after a storm. Is my share claimable?

If the assessment stems from a covered peril, your HO-6's loss-assessment coverage typically reimburses your share up to its limit. We file it alongside any interior claim.

I spend summers up north. The damage happened while I was away. Problem?

Snowbird claims need care - carriers raise late-reporting and "unoccupied dwelling" clauses. Report promptly once discovered and document the timeline; we manage the claim remotely and keep you updated wherever you are.