Palm Beach County
Public Adjuster in Boca Raton, Florida
Licensed & bonded public adjusters helping Boca Raton homeowners and businesses get the full insurance settlement they're owed.
Your advocate for property claims in Boca Raton
When a hurricane, storm, burst pipe or fire hits your home in Boca Raton, your insurance company sends an adjuster who works for them. People Claims is a licensed and bonded Florida public adjusting firm that works only for you — documenting the full damage, preparing the claim, and negotiating hard so Boca Raton property owners recover everything their policy owes.
We serve homeowners and businesses across Boca Raton and the rest of Palm Beach County, including East Boca, Boca West, Mizner Park. New claim, underpaid, or flat-out denied — we know the carriers and the local building codes, and we don't get paid unless you do.
- ✓We work for you, not the insurance company
- ✓No recovery, no fee — nothing upfront
- ✓Licensed & bonded · FL License # W315061
- ✓Local to Palm Beach County — fast post-storm response
Every kind of property damage claim
Whatever caused the loss at your Boca Raton property, we document it correctly the first time and present a claim the insurer can't lowball.
Boca Raton areas we cover
High-value claims done right
Boca Raton's housing runs from oceanfront estates to Boca West's country-club condos to Mizner-inspired single-family communities. High-value homes mean high-value claims - custom finishes, imported materials, smart-home systems - and carrier estimates built on standard-grade pricing systematically underpay them. Like-kind-and-quality means what YOUR home had, not builder-grade equivalents.
East Boca's coastal blocks add wind and surge exposure with the usual flood/wind coverage split, while the western country-club corridor deals with association master policies, aging 1980s club-community buildings and special assessments. Many Boca owners also carry excess or high-value policies (Chubb, PURE, Cincinnati) whose generous provisions go unclaimed simply because nobody reads them - we do.
From inspection to settlement
Free inspection
We inspect your Boca Raton property and review your policy at no cost.
We document & file
A fully documented claim — photos, estimates and evidence — filed the right way.
We negotiate
We handle the adjusters and fight for your maximum settlement. No recovery, no fee.
Boca Raton claim questions, answered
My home has custom and imported finishes. The carrier priced it like a tract house. What now?
Your policy owes like-kind-and-quality replacement. We document the actual materials - stone, custom millwork, imported tile - with specialist pricing, and hold the carrier to what your home actually was.
I have a high-value policy with cash-out options. Should I use them?
High-value policies often allow cash settlement without repair obligation, plus rebuilding-cost guarantees. Which option maximizes your position depends on the numbers; we model both before you choose.
Does my golf-course community's master policy affect my villa claim?
Yes - the association's declaration defines where its coverage ends and yours begins. Villa and courtyard-home communities in Boca often have unusual splits. We read the documents so the claim lands where it should.
We also serve nearby Palm Beach cities
Damage to your Boca Raton property?
Find out what your claim is really worth — free, with no obligation.
📞 Call (954) 866-4986