Broward County
Public Adjuster in Fort Lauderdale, Florida
Licensed & bonded public adjusters helping Fort Lauderdale homeowners and businesses get the full insurance settlement they're owed.
Your advocate for property claims in Fort Lauderdale
When a hurricane, storm, burst pipe or fire hits your home in Fort Lauderdale, your insurance company sends an adjuster who works for them. People Claims is a licensed and bonded Florida public adjusting firm that works only for you — documenting the full damage, preparing the claim, and negotiating hard so Fort Lauderdale property owners recover everything their policy owes.
We serve homeowners and businesses across Fort Lauderdale and the rest of Broward County, including Victoria Park, Las Olas, Coral Ridge, Rio Vista. New claim, underpaid, or flat-out denied — we know the carriers and the local building codes, and we don't get paid unless you do.
- ✓We work for you, not the insurance company
- ✓No recovery, no fee — nothing upfront
- ✓Licensed & bonded · FL License # W315061
- ✓Local to Broward County — fast post-storm response
Every kind of property damage claim
Whatever caused the loss at your Fort Lauderdale property, we document it correctly the first time and present a claim the insurer can't lowball.
Fort Lauderdale areas we cover
Claims in the Venice of America
Fort Lauderdale's 165 miles of canals put an enormous share of its housing on the water. Seawall-adjacent homes in Rio Vista, Las Olas Isles and Coral Ridge face storm surge, dock and seawall damage, and the wind-versus-flood coverage fight that follows every named storm. The 2026 flood events also showed how fast inland neighborhoods can go under in extreme rain.
Away from the water, Victoria Park and Croissant Park hold 1940s-50s cottages where aging roofs and plumbing meet carrier "wear and tear" defenses. And along the beach, condo owners navigate association master policies, post-Surfside structural assessments and HO-6 gaps. Each of these is a different fight; we've run them all.
From inspection to settlement
Free inspection
We inspect your Fort Lauderdale property and review your policy at no cost.
We document & file
A fully documented claim — photos, estimates and evidence — filed the right way.
We negotiate
We handle the adjusters and fight for your maximum settlement. No recovery, no fee.
Fort Lauderdale claim questions, answered
My seawall and dock were damaged in a storm. Are they covered?
Docks and seawalls are often covered under separate "other structures" limits or specific endorsements, and flood policies treat them differently than wind policies. We inventory every structure on the property and match each to the right coverage.
My condo association levied a special assessment after storm damage. Can I claim it?
If your HO-6 includes loss-assessment coverage - most do - a special assessment caused by a covered peril is claimable, commonly up to your policy's limit. Few owners know to file it; we do it as part of the claim.
My street flooded but the carrier says I have no flood policy. Am I out of luck?
Not necessarily. If wind created openings that let rain in, that part of the loss belongs to your homeowner policy. We separate the water paths - it is often the difference between a denial and a real settlement.
We also serve nearby Broward cities
Damage to your Fort Lauderdale property?
Find out what your claim is really worth — free, with no obligation.
📞 Call (954) 866-4986